Short-Term & Long-Term Disability Insurance
An unexpected illness or injury can disrupt your ability to work, but it doesn’t have to jeopardize your financial stability. Disability insurance provides income protection when you’re unable to work, ensuring you can cover essential expenses and maintain your lifestyle. At Marc Rheingold & Associates, Inc., we help you choose the right disability insurance plan so you can focus on recovery without financial stress.
Why Disability Insurance is Essential
Your paycheck is your greatest asset—protect it with the right short-term and long-term disability coverage.
Short-Term Disability Insurance
Long-Term Disability Insurance
Individual Disability Coverage
Employer-Sponsored Disability Plans
Own-Occupation vs. Any-Occupation Coverage
Self-Employed & Business Owner Plans
Supplemental Disability Insurance
Policy Riders & Customization Options
Understanding Short-Term vs. Long-Term Disability Insurance
Short-term disability insurance provides coverage for temporary illnesses or injuries that prevent you from working for weeks or months. It typically replaces a percentage of your income for a set period, allowing you to manage expenses while you recover. Many employers offer short-term disability benefits, but additional coverage can ensure financial security beyond workplace-provided plans.
Long-term disability insurance offers extended financial protection if a serious injury or chronic illness keeps you out of work for months or even years. These policies can help cover mortgage payments, medical bills, and everyday expenses, giving you the financial stability needed during an extended recovery.
Choosing the Right Disability Insurance Plan
Disability insurance policies vary in terms of coverage amounts, benefit periods, and eligibility requirements. Some plans are designed to cover specific occupations, while others provide broader protection. Selecting the right plan requires an understanding of your financial responsibilities, employment benefits, and long-term security goals.
At Marc Rheingold & Associates, Inc., we work with you to evaluate your needs and recommend a policy that aligns with your income, career, and lifestyle. Whether you need coverage for a few months or long-term financial protection, we’re here to help you secure the right disability insurance plan.
Protect Your Financial Future Today
Ensure your income is protected in the event of illness or injury. Contact Marc Rheingold & Associates today for a personalized disability insurance consultation.
Main Office
1950 North Commerce Parkway, Ste 1, Weston Florida 33326, United States